Down Payment Savings Planner
Set a target property price and monthly savings amount to find out exactly when you'll be ready to buy. Includes the effect of interest on your savings.
Savings goal
₱800,000
Down payment target (20% of property price)
Tips to save for a down payment faster
Automate your savings.Set up an automatic transfer to a dedicated savings account or time deposit on the same day you receive your salary. Treating savings as a fixed expense — not what's left over — is the most reliable method.
Earn more on your savings. A regular savings account earns very little. Consider a time deposit (3–5% p.a.), UITF, or MP2 Pag-IBIG savings (target 6–7% p.a. dividends) to grow your down payment fund faster.
Consider a lower down payment. Some developers offer pre-selling units with in-house financing where the down payment is spread over 12–36 months — letting you buy sooner while still saving.
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